Development and Introduction of Integrated Solutions on the Basis of Reliable Processing Standards and Information
Protection as the Main Body of Bank Operations
The Objective of an integrated bank system is to provide bank products and services meeting the requirements of the
NBU, international payment systems, and recommendations of the Basel Committee of Banking Supervision, as well as
international, the EU and security standards, on the basis of up-to-date information technologies.
The automated system is being developed on an up-to-date technological level with the regard for the experience of bank
staff, contemporary program development methods, bank procedures standardization under the common ideology of bank
functioning (model projecting).
A number of modules are realized in the system, among which are as follows:
- a payment system for a multidivisional bank for fulfillment of payments of bank divisions via a central payment
department (in the head office) and interaction with other banks in the mode of correspondence accounts
- a clearing payment center;
- retail-system processing (for local and international systems);
a module containing a complete range of financial tools, facilities for back and back-back bank offices, interactions
with other organizations, stock-exchange systems, inter-bank transfer systems, retail banking (service to physical
bodies) in a centralized registration system, management and customer service.
- a universal system of innovative protection of electronic payments with application of procedures and mediums,
recommended as secure ones for financial systems and taxes procedures;
and other modules of bank products and services, analysis and bank activity management.
(examples of applications for a bank system)